Health Insurance Advisor · Kerala

Health cover, explained by someone who actually picks up the phone.

I’m Unnikrishnan. I help individuals, families, and small teams compare health insurance plans, choose one that fits, and get claims sorted — without the jargon.

Services

Plans I help you compare and buy

Every plan below can be tailored to your age, city, and budget. Tell me what matters most and I’ll narrow the list down.

Individual Health Plans

Standalone cover sized to one person’s age, habits, and medical history.

Family Floater Plans

One sum insured shared across your family, so cover flexes to whoever needs it.

Senior Citizen Plans

Cover built for parents and older family members, with simpler medical checks.

Critical Illness Cover

A lump sum payout on diagnosis of conditions like cancer, stroke, or heart disease.

Top-up & Super Top-up

Raise your existing cover affordably once claims cross a chosen threshold.

Group & Employer Plans

Cover for small businesses and teams, set up and managed on your behalf.

Why work with me

Insurance advice, kept personal

One advisor, not a call centre

You deal directly with Unnikrishnan — the same person before you buy and the day you file a claim.

Plans compared side by side

Get a shortlist of policies that fit your budget and health history, explained in plain terms.

Support when it matters

Help with paperwork, hospital network checks, and claim follow-up — not just at renewal time.

Get a Quote

Tell me a little about your cover needs

Share your details and I’ll get back to you with plan options and pricing. Prefer to talk first? Call or WhatsApp me directly.

  • No cost, no obligation quote
  • Response within one business day
  • Existing policy? I can review it too

Sending this opens your email app addressed to nandanamunnikrishnan@gmail.com.